
¿Cómo puede afectarle el cambio en las tasas hipotecarias?
La tasa hipotecaria fija a 30 años ha estado fluctuando entre 6 % y 7 % este año. Si ha estado indeciso sobre si comprar una casa o no, es útil saber exactamente cómo un cambio en la tasa hipotecaria del 1 %, o incluso del 0.5 %, afecta su poder adquisitivo. La siguiente grafica ayuda a mostrar la r

IMPORTANT BEGGINING MAY 1 THEY ARE GOING TO BE MORTGAGE CHANGES
If you are looking to buy a house, starting May 1st, new changes will begin in conventional mortgage loans. Those with low credit scores stand to gain the most with lower interest rates and fewer closing costs. However, those with high credit scores will be affected, as they will pay more due to hi

WOULD IT BE BENEFICIAL TO BUY POINTS TO LOWER YOUR INTEREST RATE ?
Purchasing points can be a good idea to decrease the interest rate on a mortgage loan. By buying points, you can reduce the interest rate of your loan, typically by 0.25 percent per point . Each mortgage point typically lowers your loan's interest rate by 0.25 percent, so one point would lower a mor
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