Home appraisal & home tips for you of how much your house be worth "read below"

by Maria Del Carmen Sanchez

After you sign a home purchase agreement the contract between you and the seller about the terms of the pending sale and before your lender approves your loan, the home you’re buying must pass an appraisal. That's an assessment of the property’s value by an unbiased third party: the appraiser.

An appraiser is a state-licensed or -certified professional. Their job is to assess an opinion of value 

The appraiser is not on anyone’s side. They don’t represent you or the seller; instead, this person is a contractor chosen by your lender through an appraisal management company — a separate, neutral entity that maintains a roster of appraisers.

Appraisers survey a house in person, using five main criteria to determine the value of a home:

1.Location

2.Age

3. Condition Additions

4. renovations

5.Recent sales of comparable homes

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